One major difficult thing for most people to do is to save money. It’s not like they don’t want to, they really want to. Everybody will love to have some money in their savings account at the bank.
If you want to be able to save money for the future, one important step is to cut costs when possible. And that means to cut down your expenses. This is because even if you work three jobs and earn a lot of money, you still can’t save if you keep making unnecessary purchases and investments.
Below are 45 clever ways you can save money.
- Create a budget and stick to it
- Cook more
- Take your own breakfast/lunch to work
- Carpool
- Buy in bulk
- Shop with a list
- Compare prices before purchase
- Shop less
- Sell items you dont use
- Use energy efficient appliances
- Be energy efficient (turn off appliances when not in use)
- Use coupons
- Buy second hand
- Workout at home
- Freeze leftovers
- Finish up leftovers
- Shop garage sales
- Cut out cable/ satellite TV
- Cancel subscriptions
- Mow your own lawns
- Have a no spend challenge
- Grow a garden
- Use the library
- Shop clearance sales
- Use cloth diaper
- Be a one car family
- DIY when you can
- Upcycle old items
- Don’t use credit cards
- Plan your meals
- Do your own repairs when you can
- Save on cigarette and alcohol
- Wash dishes by hands
- Practise air drying
- Skip soda and juice; drink more water
- Skip bottle water
- Do your own nails
- Do your kids hair
- Organize your pantry (it helps to know what you have)
- Use public transport
- Wash your own car
- Cancel your home phone plan
- Walk or use the bike when possible
- Use fan more
- Close the tap when not in use
