As a mom, there are several responsibilities to juggle from taking care of the kids, cleaning, cooking, and running the household. Taking care of everything not only takes a lot of effort, but it is expensive as well. Saving a little money seems near impossible with everything that needs your attention. But it is achievable with a few lifestyle tweaks! Here are some of the ways to save more cash as a mom:
Ways to save more cash
Know where your money goes
Before you even get into cutting expenses, you should first get a clear picture of where you spend your money. There may be several leaks in your budget that you overlook. You can start by jotting down every time you spend money on anything. An easier way to do this is by connecting your credit cards and bank accounts to a budgeting app. You will be surprised to find out how much money you spend on some of the most pointless things.
Always look out for sales
Guess what? Everything is bound to go on sale at some point. All the groceries, household items, and school supplies go on sale eventually. If you are always keen on looking out for deals, you may never have to pay the total price for anything. It is surprising how much money you save when you stock up on things when they’re on sale.
When you go to a store, always browse the clearance section to see what is on sale. You can always buy things in advance when they are on sale. When shopping online, always search for promo codes before purchasing anything. However, you should remember that you only save money if the items you buy on sale are things you need. Buying things you don’t need just because they have a discount on them defeats the purpose.
Always have a shopping list
A shopping list is an incredible tool that will save you time and money. There are times when you go to the grocery store to stock up on just a few things. As you waltz through the store, you see enticing items; and you fill your cart with all these yummy things.
By the time you leave the grocery store, you have spent a small fortune. Having a shopping list that you stick to will ensure that you stay focused and only buy the things you need. You will spend less time on your shopping rounds and save some money.
Recycle, Reuse & Repurpose
You can save so much money by recycling, reusing, or repurposing household items. Before trashing out shoes, clothes, or other household items, you can try making them into something else. You will get so much use out of everything! Get thrifty and save money with recycling.
Are there clothes that are too small for your kids; why not have a clothing swap? Kids’ clothing swaps are a very cost-effective way to get your kids new clothes. You can use the attires with holes to make stuffed animals for your kids. Yay! There you have budget toys!
You can also hold garage sales to sell items you no longer need. Instead of using disposable masks, you could opt for washable and reusable face masks like the adult 2-layer with Filter Pocket to save more. There are many small ways to eliminate unnecessary spending when you recycle and reuse. And you are not only saving money but also the environment!
It is appalling how much money people spend eating out or ordering take-out. Meal planning will save you a lot of time and money. When you have a meal plan, you are less likely to go out and buy food. As a mom who has a lot on their plate, sometimes the last thing you want to deal with is meal preparations.
Ordering in some food comes in as the most convenient option on those days when you are too lazy to prepare something for your family. Having readily available meals will make your life easier while saving you a ton of money. A tip would be to stock up the freezer with meals that you can quickly grab and heat on those hard days that you can’t be bothered to cook.
It can be fun without being expensive!
There are so many entertainment activities for kids that do not cost a dime. Your kids don’t need expensive activities memberships to have fun. There are many great activities to do with your kids without having to break a bank. They will have fun and make great memories doing things like going outside and running around the park.
You can also create fun and educational activities like making bubbles or baking together. Having movie nights together is also a great way to have quality time with your kids. and the cherry on top? You save money!
Presence, Not Presents!
We all know the pressure to constantly buy your kids the latest toys and gift them on every holiday of the year. It may not seem like a lot, but it sure adds up over time. There are other ways of showing your kids affection other than buying gifts.
Carving out even as little as 30 minutes a day to give your kids undivided attention will increase connection with them. You, therefore, won’t feel the need to overcompensate with gifts. You can help your kids sort through memorable events by being present and interested. Your presence will create great memories and will encourage a stronger relationship with them. Also, it’s free!
Having some money tucked away in savings ensures a stable future for both you and your family. There will always be unforeseen expenses that will crop up. These become less stressful when you have some savings. But with all the necessary responsibilities that require lots of money, it can be hard to identify money-saving avenues. Cutting expenses on a few seemingly insignificant things will free up some cash that will come in handy on a rainy day.